PROOF OF FUNDS · 2026 STATUTORY RATES
Germany Blocked Account Calculator
Calculate the exact escrow deposit required by the German Federal Foreign Office for your visa application. Convert mandatory monthly allowances into your home country’s local currency and compare certified providers.
German Blocked Account (Sperrkonto) Calculator
Simulate the exact required escrow balance for your German visa application with live local currency conversion.
€12,004
₹1,098,366 INR
Approved Escrow Providers (Federal Foreign Office)
Expatrio
Setup fee: €49 · Monthly: €5
Free health insurance bundle
Coracle
Setup fee: €59 · No monthly fee
One-time flat rate
Fintiba
Setup fee: €89 · Monthly: €4.90
Oldest digital provider
Proof of language proficiency is strictly audited alongside your blocked account confirmation.
Official 2026 Monthly Proof of Funds Requirements
Under German residence law, third-country nationals must prove sufficient financial means (*Finanzierungsnachweis*) before a national D-Visa is granted. The statutory monthly minimums depend strictly on the purpose of stay:
| Visa Type | Monthly Minimum | 12-Month Total | Legal Basis |
|---|---|---|---|
| Student Visa (Degree / Studienkolleg) | €992 / month | €11,904 | §16b AufenthG (BAföG rate) |
| Opportunity Card (Chancenkarte) | €1,091 / month | €13,092 | §20a AufenthG |
| Language Course Visa (Preparatory) | €1,027 / month | €12,324 | §16f AufenthG |
| Jobseeker Visa (Traditional Skilled Worker) | €1,027 / month | €12,324 | §20 AufenthG |
How the Blocked Account Works
A blocked account (*Sperrkonto*) is a legally protected escrow account where your funds are frozen prior to departure. Upon arrival and registration of a local German current account (*Girokonto*), the bank automatically unlocks exactly one month’s statutory allowance on the first of each month.
German consular visa sections only accept blocked account confirmations from providers officially vetted by the Federal Foreign Office (*Auswärtiges Amt*), such as Expatrio, Coracle, and Fintiba.